Catherine Ratcliffe

Catherine Ratcliffe is a highly respected benefits consultant known for her expertise in
self-funded plans and strategic advisory services. As the founder of STR Benefits
Consulting, she delivers tailored, high-touch solutions, leveraging her extensive
experience from leadership roles in regional and national benefits brokerage firms.

Catherine has significantly influenced industry standards by participating in strategic
advisory panels for Fortune 500 companies, demonstrating her commitment to
innovation in the benefits landscape. She is also a certified SHRM instructor and a
sought-after speaker, frequently addressing financial structure, sustainability, and
compliance topics.

Beyond her consulting work, Catherine is a multifaceted entrepreneur. She owns and
manages Lost Together Stays, a boutique collection of short-term vacation rental homes
in Florida and Georgia. Recognizing the importance of community engagement, she
founded and chairs the CanStays rental alliance, an NGO that connects industry
stakeholders and government officials to foster dialogue and innovation.

Catherine is passionate about education, the prevention of human trafficking, and
advocating for insurance contract transparency. She is based in Florida and enjoys
spending time with her husband, three daughters, and two fur babies.